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As more and more owners face mortgage renewals at surprisingly larger interest rates, some are dealing with the dreaded prospect of getting to sell a house they will not afford. Statistics Canada says the amount Canadians owe relative to how much they earn fell within the second quarter as disposable income comfortably outpaced the expansion in debt and demand for mortgages fell. Deciding between a fixed- or variable-rate mortgage has at all times been a difficult alternative for borrowers trying to buy a home or renew a mortgage, however with interest rates sitting at ranges not seen in a long time, the stakes are especially high.…